Home / Limited company accounts with director-paid expenses

Company accounts for directors who pay costs themselves, done for you.

Send us your bank statements. We do the bookkeeping, prepare your accounts and tax return, and file them with Companies House and HMRC. You check everything first.

Fixed fee from £199 for the whole year · Dormant companies £19 · No VAT added

Illustration of annual accounts and a Company Tax Return (CT600) side by side

We work with records from

  • Xero
  • Monzo
  • Stripe
  • QuickBooks
  • Starling Bank
  • PayPal
  • FreeAgent
  • Revolut
  • GoCardless
  • Sage
  • Wise
  • Excel
  • HSBC
  • Google Sheets
  • Barclays
  • Dext
  • NatWest
  • Lloyds Bank
  • Santander

I paid for company things on my own card. Can I still claim them?

Often, yes. If you bought it for the company, you may be able to claim it and the company can pay you back. It just won’t show on the company bank statement. Send your personal card statements or a rough list and we’ll add them in. Send whatever you have.

Paid for company things yourself? We’ll sort it.

Train tickets, software, a new laptop. We put the costs you paid personally into the company accounts properly.

You send whatever you have

To get started

Bank statements

Plus anything else you have

Even if it’s incomplete. No bookkeeping needed first.

  • Your company bank and card statements
  • Your personal card statements showing company costs
  • Invoices or emails for costs you paid, if you have them
  • Any expense list or spreadsheet you keep
  • Your mileage notes, if you used your own car for work

Missing something? Bank statements are enough to start. Photos and rough notes are fine too.

We do the rest

Fixed fee from

£199

£199 for turnover up to £90,000

£499 for turnover above £90,000

Bookkeeping, accounts, tax return and filing.

  • Put your costs paid on a personal card into the accounts
  • Bookkeeping from whatever you send
  • Look for ways to cut your Corporation Tax
  • Accounts prepared and filed with Companies House
  • Tax return (CT600) prepared and filed with HMRC
  • Your approval before anything is filed

Extra costs: no VAT is added to our fee. Any extra work is agreed with you first. Corporation Tax due is paid to HMRC.

Ready when you are

Find your company

Common costs for businesses like yours

We look for the costs your company can claim, so you don’t pay more tax than you need to. These are examples; we’ll tell you which apply. HMRC guidance.

Costs you may be able to claim

  • Travel for business journeys
  • Mileage in your own car
  • Phone and broadband
  • Software subscriptions
  • Use of home as office
  • Computers and equipment
  • Accountancy fees
  • Business bank charges
  • Business insurance
  • Training and courses
  • Advertising and website
  • Pension contributions paid by the company

Expert help at every step

We sort your records

Send what you have, even if it’s messy or incomplete. We do the bookkeeping from your bank statements.

We prepare everything

We prepare your accounts and tax return, and look for the costs your company can claim to lower its tax.

We check it and file on time

You approve everything first. Then we file with Companies House and HMRC before the deadline.

A year-end example

A train ticket, software renewal or new laptop may have been paid from your personal account even though you bought it for company work. We compare what you paid with any repayments from the company, so nothing is missed or counted twice. We also include money you put into or took out of the company.

Frequently asked questions

Will every expense on my personal card reduce Corporation Tax?

Not always. We look at what each cost was for and follow HMRC’s rules. Paying on a personal card does not by itself make a cost allowable.

Need more help? Need a personal tax return or benefit reporting too? We can help with that separately. WhatsApp us

New: what the Budget on 28 October 2026 means for your company and our free director pay calculator.

Get a free, no-obligation call

  1. Request a callback

    Leave your name and number and we’ll call you back to talk about your company.

  2. We talk it through

    Tell us about your company. We’ll explain what we need from you and exactly what it costs.

  3. Decide in your own time

    If you’d like to go ahead, we’ll send you a link to get started. If not, that’s fine. No obligation.

WhatsApp us